Joe Gonzalez at CrossCountry Mortgage, Inc.
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You May Need More Than You Think To Buy Your First Home

Posted on September 9, 2020 by joeglez

Those who are thinking about buying their first home soon are likely saving up for a down payment. This can be a challenging process because, for many people, this is the largest amount of money they have ever saved in their lives. Sadly, the amount that people might need to buy their first home is more than they think.

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Posted in Mortgage Tips | Tags: Down Payment, Home Loan, Mortgage Loans |

How to Get Stains & Grease Off Of Walls

Posted on September 4, 2020 by joeglez

Stains are common issues faced by homeowners; however, when the stains involve the walls, this can be a difficult challenge. Stains and grease are a much tougher challenge than dust and cobwebs. That is why there are specialized methods that help remove grease and stains from walls.

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Posted in Home Tips | Tags: Cleaning Walls, Home Improvement, Mortgage Tips |

How Do Mortgage Lenders Decide How Much You Can Borrow?

Posted on September 3, 2020 by joeglez

When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration?

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Posted in Home Mortgage Tips | Tags: Debt To Income Ratio, Mortgage Lenders, Percentage Of Gross Monthly Income |

Keep The Dream Of Owning A Home Alive

Posted on September 2, 2020 by joeglez

For many people, owning a home is their dream. The COVID-19 pandemic has impacted the entire country and has left many people wondering if they can still afford to own a home.

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Posted in Mortgage | Tags: Buying a Home, Home Ownership, Mortgage |

The Top 3 Reasons To Invest In A Reverse Mortgage

Posted on September 1, 2020 by joeglez

For seniors who have equity built up in their home, they might have heard about something called a reverse mortgage. There are plenty of TV commercials for reverse mortgages; however, there is still a lot of confusion regarding what they are.

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Posted in Mortgage | Tags: Mortgage, Mortgage Loans, Reverse Mortgage |

What’s Ahead For Mortgage Rates This Week – August 31, 2020

Posted on August 31, 2020 by joeglez

Last week’s economic news included readings from Case-Shiller Home Price Indices, along with data on new and pending home sales. Weekly readings on mortgage rates and new and continuing jobless claims were also published.

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Posted in Financial Reports | Tags: Case Shiller, economic news, Mortgage Rates |

Condo Damage Caused By Contractors Hired By The HOA: Who Pays?

Posted on August 28, 2020 by joeglez

For those who live in a condo, they know that there are numerous advantages that come with this living arrangement. Living in a condo means that other people are going to be responsible for landscaping and common areas while homeowners are still able to build equity in the home.

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Posted in Mortgage Tips | Tags: Contractors, HOA, MortgageTips |

Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money

Posted on August 27, 2020 by joeglez

For those homeowners who have lived in their home for more than a few years, pulling equity out of the property is a tempting potential benefit. However, with property values and interest rates adjusting frequently, you may wonder if now is the best time to refinance your mortgage.

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Posted in Home Mortgage Tips | Tags: Mortgage Financing, Mortgages, Refinancing |

Case-Shiller: June Home Prices Rise as Affordability Crisis Grows

Posted on August 26, 2020 by joeglez

According to the National Case-Shiller Home Price Index for June, U.S. home prices rose 4.30 percent year-over-year, which was unchanged from May’s year-over-year home price growth rate. Home prices are expected to continue growing through 2020 as businesses reopen and COVID-19 restrictions ease.

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Posted in Financial Reports | Tags: Case Shiller, Corona virus, Home Supply |

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

Posted on August 25, 2020 by joeglez

If you’re moving from a large home into a smaller house or condo, you’re probably looking forward to enjoying a lower heating bill and not having to do as much cleaning. But before you move, you’ll want to take certain precautions to ensure that you’re not overwhelmed.

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Posted in Mortgage Tips | Tags: Downsizing, Moving Tips, Selling a Home |

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