Joe Gonzalez at CrossCountry Mortgage, Inc.
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Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford

Posted on October 6, 2023 by joeglez

In today’s post we’ll take a look at a few ways that you can analyze your financial situation to help decide how much mortgage you can truly afford.

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Posted in Home Mortgage Tips | Tags: Mortgage Affordability, Mortgage Financing, Mortgage Loan Information |

Simple Tips for a Stunning First Impression

Posted on October 5, 2023 by joeglez

Begin with a Welcoming Entrance: The front door is the gateway to your home, and a fresh coat of paint can do wonders to revitalize its appearance. Consider selecting a color that complements your home’s style and personality. Don’t shy away from bold choices that create a statement.

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Posted in Mortgage | Tags: Curb Appeal, First Impression, Yard |

Buying or Selling a Home This Winter? Keep These Tax Tips in Mind!

Posted on October 4, 2023 by joeglez

With all of the expense that can go into buying or selling your home, it’s good to be aware of what you can claim and how a home can benefit you come tax time.

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Posted in Homebuyer Tips | Tags: Home Buyer Tips, Home Seller Tips, Mortgage |

4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account

Posted on October 3, 2023 by joeglez

Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow account. Essentially, an escrow account is a third party bank account your lender can require you to pay into in order to cover certain costs related to your home. Your lender uses an escrow account to ensure that property taxes and home insurance fees get paid on time.

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Posted in Home Mortgage Tips | Tags: Escrow Account Information, Home Buyer Tips, Home Mortgage Tips |

What’s Ahead For Mortgage Rates This Week – October 2, 2023

Posted on October 2, 2023 by joeglez

Next week, the unemployment data is going to be released, as initial jobless numbers are going to come in. This is a key indicator because rising interest rates generally lead to more layoffs, which could jeopardize the Fed’s goal of a soft landing.

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Posted in Financial Reports | Tags: Consumer Index, Financial Report, Mortgage Rates |

What’s Ahead For Mortgage Rates This Week – October 2, 2023

Posted on October 2, 2023 by joeglez

Next week, the unemployment data is going to be released, as initial jobless numbers are going to come in. This is a key indicator because rising interest rates generally lead to more layoffs, which could jeopardize the Fed’s goal of a soft landing.

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Posted in Financial Reports | Tags: Consumer Index, Financial Report, Mortgage Rates |

A Quick Look at Reverse Mortgages: The Golden Ticket to Enjoying Your Golden Years

Posted on September 28, 2023 by joeglez

With a high volume of millennials set to enter the real estate market this year, it may seem like all the available options out there were created to snag new home buyers. However, there are products available on the market that cater to those who are in their golden years too. If you’re older than 62 and are currently weighing the options with your mortgage, here are the basics on reverse mortgages and why they might positively benefit you.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage, Reverse Mortgages |

5 Things To Know About Severe Weather And Homeowners Insurance

Posted on September 22, 2023 by joeglez

The average homeowner feels secure knowing they have insurance in the event of a severe weather calamity. Most people believe that no matter what happens, they have paid for protection against disaster.

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Posted in Real Estate | Tags: Homeowners Insurance, Real Estate, Severe Weather |

Best Things To Do Now To Get Your Finances Mortgage Ready

Posted on September 21, 2023 by joeglez

You probably already know that qualifying for a mortgage can be the biggest hurdle — aside from actually finding that dream property — along the path to home ownership.

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Posted in Mortgage | Tags: Budget, Mortgage, Organization |

Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments

Posted on September 20, 2023 by joeglez

What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks.

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Posted in Home Mortgage Tips | Tags: Mortgage Repayment, Mortgage Tips, Mortgages |

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