Joe Gonzalez at CrossCountry Mortgage, Inc.
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How Much House Is Too Much House: A Mortgage Calculation Guide

Posted on October 8, 2020 by joeglez

When it comes to finding a home, this is an exciting time. Many people love looking at houses; however, the reality is that people also need to think carefully about how much house they can actually afford. Buying a home is a big decision and for many people, this is going to be the most expensive purchase they ever make in their lives. Therefore, it is important to take the time to get this decision right. There are plenty of ways for people to calculate how much house they can actually afford. With a budget in mind, this will make the shopping process easier.

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Posted in Home Buying Tips | Tags: Affordability, Budgets, New Home |

Closing Costs: Understanding What It Costs to Close on a Home and What You Can Expect to Pay

Posted on October 7, 2020 by joeglez

In this post we’ll look at a number of these closing costs and what you will be expected to pay when you buy that next dream home.

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Posted in Home Buyer Tips | Tags: Buying a Home, Closing Costs, Home Buying |

Taking A Closer Look At Home Improvement In 2020

Posted on October 6, 2020 by joeglez

When it comes to home improvement in 2020, many people are spending more time in their homes than they ever have in the past. With kids attending school from home and people working from home, many homeowners are looking at ways to potentially improve the qualities of their homes through home improvement projects.

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Posted in Mortgage | Tags: Home Improvement, HVAC, MortgageTips |

What’s Ahead For Mortgage Rates This Week – October 5, 2020

Posted on October 5, 2020 by joeglez

Last week’s economic news included readings from Case-Shiller Home Price Indices, along with Commerce Department readings on public and private-sector job growth and the University of Michigan’s Consumer Sentiment Index. Weekly reports on jobless claims and mortgage rates were also released.

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Posted in Financial Reports | Tags: Financial Report, Home Prices, Interest Rates |

Should Homeowners Refinance?

Posted on October 2, 2020 by joeglez

Most people have heard the saying that it might be a good idea to refinance if mortgage rates drop. For those who might not know, refinancing is essentially taking out a new loan to replace the old one because the new loan has a lower interest rate.

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Posted in Mortgage Application | Tags: Home Refinance, Mortgage Tips, Refinancing |

Case-Shiller: Home Price Growth Rate Increases in July

Posted on October 1, 2020 by joeglez

Home price growth fueled by high demand for single-family homes was higher in July according to Case-Shiller’s National Home Price Index. Analysts said that millennials seeking to purchase homes and the continued exodus from large urban areas propelled rising home prices. Home prices grew fastest in the West and Southeastern regions.

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Posted in Financial Reports | Tags: Case Shiller, COVID19, Home Price Increasing |

Three Do-It-Yourself Seasonal Home Improvement Projects

Posted on September 30, 2020 by joeglez

Owning a home comes with a lot of joy and responsibility. Many homeowners are looking for improvement projects that they can do themselves. There are a few options that rise to the surface. Take a look at some of the fun projects that most homeowners can do at home!

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Posted in Mortgage Tips | Tags: Do It Yourself, Home Improvement, Homeowner Tips |

Shopping For Home Improvement Supplies Safely

Posted on September 29, 2020 by joeglez

The coronavirus pandemic has impacted everyone and everyone is trying to go about their lives in a safe manner. With so many people spending time at home, now is the perfect time to conduct home improvement projects. At the same time, carrying out a home improvement project is going to require supplies. While many people are trying to avoid going to the store to buy supplies right now, there are also no contact ways to shop for home improvement supplies. Take a look at the tips below and collect supplies for the home improvement project in a safe way.

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Posted in Mortgage Tips | Tags: Corona virus, Home Improvement, Homeowner Tips |

What’s Ahead For Mortgage Rates This Week – September 28, 2020

Posted on September 28, 2020 by joeglez

Last week’s economic news included readings on new and existing home sales and Fed Chair Jerome Powell’s testimony on changing the Fed’s business loan policy. Weekly readings on mortgage rates and jobless claims were also released.

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Posted in Financial Reports | Tags: Financial Report, Home Sales, Jobless Claims |

How To Find The Right Color Combination For Your Home

Posted on September 25, 2020 by joeglez

There are lots of decisions that people have to make when it comes to the decorating scheme of their home. One of the key decisions that homeowners face involves the color scheme. Some people are afraid to talk about their color schemes for fear of making the wrong decision; however, the only way to make the right decision when it comes to the colors in the home is to discuss the situation. Have no fear because there are a few steps that all homeowners can take to make sure they nail their home’s color scheme.

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Posted in Mortgage | Tags: Home Colors, Home Tops, Remodel |

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© Joe Gonzalez Team 2019 - at Cross Country Mortgage, Inc. NMLS 3029 | NMLS 1854092 | NMLS 126036