Joe Gonzalez at CrossCountry Mortgage, Inc.

What’s Ahead For Mortgage Rates This Week – June 26, 2023

Posted on June 26, 2023 by joeglez

Last week’s scheduled economic reports included readings on housing starts, existing home sales, and Federal Reserve Chair Jerome Powell’s congressional testimony. Weekly readings on mortgage rates and jobless claims were also released.

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How to Calculate Mortgage Payments

Posted on June 23, 2023 by joeglez

Calculating mortgage payments involves several variables, including the loan amount, the interest rate, and the loan term.

The Pros and Cons of buying new VS Pre-Owned

Posted on June 22, 2023 by joeglez

The decision to buy a new or pre-owned home depends on your priorities, budget, and personal preferences. It is important to consider all factors and work with a reputable real estate agent to find the right home for you.

Legal Documents You Need When Buying a House

Posted on June 20, 2023 by joeglez

You will need to provide several documents to your lender and the seller. The specific documents required may vary depending on the lender and the type of loan you are applying for, but here are some of the most common documents you may need.

What’s Ahead For Mortgage Rates This Week – June 19, 2023

Posted on June 19, 2023 by joeglez

Federal Reserve policymakers left the Fed’s current interest rate range unchanged at 5.00 to 5.25 percent; the Fed decision was announced after a scheduled meeting of the Fed’s Open Market Committee ended on Wednesday.

How Do You Make A Household Budget

Posted on June 16, 2023 by joeglez

Dealing with debt can be challenging but incorporating it into your budgeting strategy can help you regain control of your finances. Here are some steps you can take to effectively manage your debt while budgeting:

The Most Common Dangerous Home Issues

Posted on June 15, 2023 by joeglez

Leaving home issues unchecked can cause significant damage to your property and if you’re planning to sell your home in the future, it’s important to ensure that it’s free of dangerous issues that could affect its value.

A Comprehensive Guide to Choosing the Best Mortgage Options for Unique Circumstances

Posted on June 14, 2023 by joeglez

Securing a mortgage is a significant financial decision, and choosing the right option can have a lasting impact on your future. Each individual’s circumstances are unique, and finding the best mortgage for your needs requires careful consideration. Whether you’re a first-time homebuyer, have a less-than-ideal credit score, or are looking for specific loan terms, this comprehensive guide will assist you in navigating the process and making an informed decision.

Millennials Are Finding Home Buying Overwhelming

Posted on June 13, 2023 by joeglez

Many millennials find home buying overwhelming due to a variety of factors such as high housing prices, student loan debt, competition from investors, economic uncertainty, and a lack of knowledge about the home-buying process. These challenges can make it difficult for millennials to save enough money for a down payment, find a suitable property, and navigate the complex process of buying a home.

What’s Ahead For Mortgage Rates This Week – June 12, 2023

Posted on June 12, 2023 by joeglez

Last week’s scheduled economic news included results from Fannie Mae’s National Housing Survey and weekly readings on mortgage rates and jobless claims.