Joe Gonzalez at CrossCountry Mortgage, Inc.
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Should I Shorten My Mortgage Term, Important Factors To Consider

Posted on January 12, 2021 by joeglez

When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage.

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Posted in Home Buyer Tips | Tags: Home Buyer Tips, Mortgage Rates, Refinancing |

What’s Ahead For Mortgage Rates This Week – January 11, 2021

Posted on January 11, 2021 by joeglez

Last week’s economic reports included readings on construction spending and reports on the national unemployment rate and job growth. Weekly reporting on mortgage rates and jobless claims were also published.

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Posted in Financial Reports | Tags: Financial Report, Jobs Numbers, Unemployment |

Three Subtle Painting Tricks That Will Make Your Home Look Amazing

Posted on January 8, 2021 by joeglez

When it comes to painting the walls of a house, sometimes subtle is best. You want to add design, color, and texture to the walls, but you don’t want it jarring to the eyes. Here are three subtle painting techniques you can try on your home walls.

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Posted in Around The Home | Tags: Around The Home, Home Maintenance, Upgrades and Renovations |

When Is The Best Time Of Year To Buy Things For A Home

Posted on January 7, 2021 by joeglez

For those who are trying to buy things for their home, it is important to think carefully. Nobody wants to overpay; however, reaching for something cheap may simply end up getting replaced quickly. There are a few highlights that everyone should consider purchasing for their home in January!

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Posted in Mortgage | Tags: Home Improvement, January Purchases, Mortgage |

The Top House Appraisal Tips For Home Buyers And Sellers

Posted on January 6, 2021 by joeglez

There are a lot of steps that come with buying or selling a home. One of the routine steps that have to be accomplished is called a home appraisal. When it comes to a home appraisal, this is something that can cause both buyers and sellers to pause for a second. For those who might not know, a house appraisal is where a trained professional will take a look at the fair market value of the home. It is important to understand what happens when a home appraisal is conducted.

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Posted in Mortgage | Tags: Appraisal, Home Improvement, Real Estate Tips |

Tips For Getting A Mortgage Application Approved

Posted on January 5, 2021 by joeglez

Right now, mortgage rates have fallen to rates that haven’t been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able to afford. Sadly, not everyone who applies for a mortgage is going to be approved. There are a few steps that applicants can take to increase their chances of getting their mortgage application approved.

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Posted in Mortgage | Tags: Application Approval, Mortgage, savings |

What’s Ahead For Mortgage Rates This Week – January 4, 2021

Posted on January 4, 2021 by joeglez

Last week’s economic news included reports from Case-Shiller Home Price Indices and data on pending home sales. No weekly data on jobless claims were released due to the New Year holiday, but Freddie Mac did issue its weekly report on average mortgage rates.

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Posted in Financial Reports | Tags: Case Shiller, Freddie Mac, Jobless Claims |

Are You Applying for a Reverse Mortgage? Here Are 3 Considerations You’ll Need to Make

Posted on December 31, 2020 by joeglez

If you’re a homeowner who is looking to tap in to the home equity that you’ve spent years building you may be interested in a “reverse mortgage” or “home equity conversion mortgage”. Let’s take a closer look at how reverse mortgages work, including how to qualify, what happens to your existing mortgage and what a reverse mortgage might cost.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgages, Reverse Mortgages |

Easy Repairs To Do At Home

Posted on December 30, 2020 by joeglez

During the past few months, many people have been stuck at home. Whether this involves working from home or going to school from home, many home appliances are receiving more use than usual. There might be more breaks, clogs, and leaks than most families are used to dealing with. Many families are tired of spending money on technicians and mechanics and might be looking for a more cost-effective way to deal with home repairs. There are a few key home repairs that homeowners can handle on their own.

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Posted in Mortgage | Tags: DIY, Home Repair, Mortgage Tips |

A Few Creative and Effective Ways to Save Money for a Down Payment

Posted on December 29, 2020 by joeglez

For those who are looking to buy a home, they know that this is one of the most exciting experiences in the world. There is something special that comes with looking at a bunch of homes and envisioning a life there. On the other hand, the prospect of saving 20 percent of the home’s value to put down might seem overwhelming. Fortunately, there are a few creative ways that people can save up enough money to purchase their starter dream home.

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Posted in Mortgage | Tags: Down Payment, Mortgage, savings |

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