Joe Gonzalez at CrossCountry Mortgage, Inc.
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How To Stretch Home Improvement Dollars The Most

Posted on January 27, 2021 by joeglez

There are lots of homeowners who are looking for a way to improve the quality of their home while also increasing the value of their property. Unfortunately, a lot of home improvement ideas can be prohibitively expensive. It is not unusual for homeowners to spend six figures on a renovation project. On the other hand, there are also home improvement ideas that will not break the bank. What are a few of the top ideas that homeowners should consider?

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Posted in Mortgage | Tags: Around The Home, Ceiling Fans, In the Yard |

Planning On Getting A Mortgage in 2021, Take These Steps

Posted on January 26, 2021 by joeglez

As we move into 2021, there are a lot of people who are thinking about getting a mortgage. Even though it is a great time to look for a home loan right now, it is also important for everyone to make sure they place themselves in the best position possible to be successful. It is important to take the following steps for those who are interested in applying for a new home loan this year.

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Posted in Mortgage | Tags: Mortgage, Mortgage Payments, Mortgage Tips |

What’s Ahead For Mortgage Rates This Week – January 25, 2021

Posted on January 25, 2021 by joeglez

Last week’s economic reporting included readings from the National Association of Home Builders Housing Market Index, along with Commerce Department readings on housing starts and building permits issued. The National Association of Realtors(R) reported on sales of previously-owned homes; weekly readings on mortgage rates and jobless claims were also released.

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Posted in Financial Reports | Tags: Financial Report, Jobless Claims, Mortgage Rates |

Let There Be Light! 3 Easy Ways to Make over a Room by Adding New Light Fixtures

Posted on January 22, 2021 by joeglez

Light is an important design element that can be used to influence your interior decor in a number of ways. In fact, you can experience a major transformative change on the overall style and ambiance of a room by making a few simple lighting changes.

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Posted in Around The Home | Tags: Around The Home, Home Maintenance, Upgrades and Renovations |

Understanding The Role Of A Mortgage Prepayment Penalty Fee

Posted on January 21, 2021 by joeglez

When people take out a home loan, it is important to think carefully about how the home loan works. At first, the majority of the monthly payment is going to go towards interest. For example, it is not unusual for 90 percent of the monthly mortgage payments go toward interest during the first year. Then, during the latter part of the loan, most of the payment is going to go towards paying off the principal. Therefore, it should come as no surprise that a lot of homeowners are looking for ways to reduce the amount of Interest they pay on a home loan

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Posted in Mortgage | Tags: Mortgage Fees, Mortgage Prepayments, Mortgage Tips |

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

Posted on January 20, 2021 by joeglez

Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest.

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Posted in Mortgage | Tags: Mortgage, Mortgage Rates, Refinance |

What’s Ahead For Mortgage Rates This Week – January 19, 2021

Posted on January 19, 2021 by joeglez

Last week’s economic reports included readings on inflation, retail sales, and a speech by Federal Reserve Chair Jerome Powell. Weekly readings on mortgage rates and jobless claims were also released.

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Posted in Financial Reports | Tags: Case Shiller, Finance, Inflation |

Many Buyers Are Willing To Go Over Their Budget For The Perfect Home

Posted on January 15, 2021 by joeglez

For those who are looking for a new home, it is important to take the time to get this decision right. For a lot of people, a home is the most valuable investment they are ever going to make. As a result, it is critical to evaluate all of the options that are available. That way, everyone will get the most out of their time. What about setting a budget? How important is this and should people think about going over it?

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Posted in Mortgage | Tags: Home Features, Housing Budget, Perfect Home |

What Do You Need To Know About Buying And Selling A Home During The COVID-19 Pandemic?

Posted on January 14, 2021 by joeglez

For those who are thinking about buying or selling a home during the pandemic, they may feel like this is a difficult task. Even though it is true that this is going to be a challenge, people are able to increase their success rate by adapting to a new environment. When it comes to buying or selling a home during the pandemic, there are a few tips that everyone should keep in mind.

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Posted in Mortgage | Tags: COVID19, Mortgage, Virtual Purchase |

How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

Posted on January 13, 2021 by joeglez

Do you have a mortgage? In today’s blog post we’ll explore the topic of mortgage refinancing, including when you should consider refinancing and how to take advantage of low interest rates.

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Posted in Mortgage Rates | Tags: Interest Rates, Mortgage Refinancing, Mortgages |

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