Joe Gonzalez at CrossCountry Mortgage, Inc.
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After Closing On A New Home: The Top Tasks To Complete

Posted on October 14, 2021 by joeglez

Closing on a new home is exciting and many people view their closing date as the finish line; however, even after closing a new home, there is still a lot that has to happen. What do new homeowners need to do after closing on a new home?

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Posted in Mortgage | Tags: HOI, Mortgage, Payment |

Looking for an Eco-friendly Upgrade? Try These Easy Ways to Save Water Around the Home

Posted on October 13, 2021 by joeglez

While there are many simple tricks for saving water that will make you feel better about your environmental footprint, here are a few easy upgrades that will make that saving a little more automatic.

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Posted in Around The Home | Tags: Around The Home, Homeowner Tips, Upgrades and Renovations |

The Timeline: Prequalifying To Closing

Posted on October 12, 2021 by joeglez

Even though purchasing a new home can be exciting, it can also be stressful. There are a lot of tasks that need to be completed between qualifying for a mortgage and receiving the necessary funds

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Posted in Mortgage | Tags: Application, Clear to Close, Mortgage |

What’s Ahead For Mortgage Rates This Week – October 11, 2021

Posted on October 11, 2021 by joeglez

Last week’s scheduled economic news included readings on public and private-sector jobs and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also published.

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Posted in Financial Reports | Tags: Financial Report, Jobless Claims, Mortgage Rates |

Baby on the Way? Helpful Advice for Managing a Mortgage With Only One Parent Working

Posted on October 8, 2021 by joeglez

If you’re dealing with paying off your mortgage and going down to a one-income family, it can be complicated to determine how to financially swing it. While managing a mortgage on just one salary can be a challenge, there are a few simple things you can do to make it work.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage, Mortgage Budgeting |

Exploring Asbestos Prevention And The Top Green Alternatives

Posted on October 7, 2021 by joeglez

Houses across the country come in all shapes and sizes. Some of them are older than others, so they might come with aspects that are a bit outdated.

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Posted in Mortgage Tips | Tags: Asbestos, Green Options, Inspections |

Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

Posted on October 6, 2021 by joeglez

A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need.

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Posted in Real Estate | Tags: First-Time Home Buyer, Real Estate, Self Employed |

The Top Benefits Of Having Mortgage Debt

Posted on October 5, 2021 by joeglez

The vast majority of people need to take out a loan to purchase a home. While there are many forms of debt that people would rather avoid, some types of debt can actually be positive. This includes mortgage debt. What are a few of the top benefits of having mortgage debt?

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Posted in Mortgage | Tags: Debt, Fixed Payments, Mortgage |

What’s Ahead For Mortgage Rates This Week – October 4, 2021

Posted on October 4, 2021 by joeglez

Last week’s economic reporting included readings from S&P Case Shiller Home Price Indices, the National Association of Realtors(R)’ report on pending home sales, and the University of Michigan’s final consumer sentiment index for September. Weekly readings on mortgage rates and jobless claims were also released.

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Posted in Financial Reports | Tags: economic news, Financial Report, Jobless Claims |

Understanding the Reverse Mortgage and How to Best Use This Unique Financial Tool

Posted on October 1, 2021 by joeglez

If you’ve studied the real estate market recently, you’ve probably heard about the reverse mortgage. This unique tool is a financial arrangement designed for senior citizens who have limited incomes and want to use the equity in their homes to meet their everyday expenses. And although it’s becoming increasingly popular, few homeowners truly understand it.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgages, Reverse Mortgages |

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