Joe Gonzalez at CrossCountry Mortgage, Inc.
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An Overview Of Mortgage Points

Posted on January 4, 2022 by joeglez

There is a lot of terminologies involved in the mortgage application process, and one common term people come across is a mortgage point. What exactly is a mortgage point, and how might impact the price of the loan?

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Posted in Mortgage | Tags: Discount Points, Mortgage, Origination Points |

What’s Ahead For Mortgage Rates This Week – January 3, 2022

Posted on January 3, 2022 by joeglez

Last week’s economic reporting included readings from S&P Case-Shiller Home Price Indices and the National Association of Realtors(R) released its monthly report on pending home sales. Weekly reports on mortgage rates and jobless claims were also released.

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Posted in Financial Reports | Tags: Financial Report, Jobless Claims, Mortgage Rates Rise |

Do You Need Mortgage Insurance Even If It’s Not Required By Your Lender? Let’s Take A Look

Posted on December 29, 2021 by joeglez

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it’s not typically required by your lender.

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Posted in Home Buyer Tips | Tags: Mortgage, Mortgage Insurance, Mortgage Loans |

Major Mistakes Which Are Sure to Increase Your Closing Costs

Posted on December 28, 2021 by joeglez

When shopping for a mortgage, it is important to take closing costs into account. Let’s take a look at some major mistakes that could result in borrowers paying more than they need to in closing costs.

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Posted in Home Mortgage Tips | Tags: Closing Costs, Home Mortgage Tips, Mortgages |

What’s Ahead For Mortgage Rates This Week – December 27, 2021

Posted on December 27, 2021 by joeglez

Last week’s scheduled economic reporting included readings on sales of new and previously-owned homes along with weekly data on mortgage rates and jobless claims.

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Posted in Financial Reports | Tags: Financial Report, Jobless Claims, Mortgage Rates |

The Top Ways To Use Home Equity

Posted on December 23, 2021 by joeglez

Equity is a powerful tool. As homeowners pay off the mortgage, the amount of equity in the house grows. As the house appreciates in value, homeowners accrue even more equity. Then, homeowners can tap into this equity for a variety of purposes. What are a few of the ways homeowners might be able to use this equity?

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Posted in Mortgage | Tags: Equity, Mortgage, Renovations |

The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

Posted on December 22, 2021 by joeglez

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you’re currently looking for a home and are considering your loan options, you may have even heard the term ‘Debt to Income’ ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment.

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Posted in Mortgage Tips | Tags: Buying a Home, Home Buyer Tips, Real Estate Tips |

What’s Ahead For Mortgage Rates This Week – December 21, 2021

Posted on December 21, 2021 by joeglez

Last week’s economic reports included readings from the National Association of Home Builders on housing markets and the monthly post-meeting statement from Federal Reserve policymakers. Fed Chair Jerome Powell also gave a press conference. Weekly readings on mortgage rates and jobless claims were also published.

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Posted in Financial Reports | Tags: Jerome Powell, Jobless Claims, Mortgage Rates |

It’s Not Just Car Storage: How to Transform Your Garage into a Brand New, Highly Usable Space

Posted on December 17, 2021 by joeglez

With a bit of planning and creativity, you can turn your garage into a much more functional space. Here’s how you can make your garage the most useful space in the house.

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Posted in Around The Home | Tags: Around The Home, Garages, Home Renovations |

Thinking About Downsizing? Here’s What You Need to Know About Life in a Condo

Posted on December 16, 2021 by joeglez

The shift from home living to condo life may seem like a minor one, but there are plenty of things that will differentiate your lifestyle other than size when it comes to making a condominium purchase. If you’re contemplating this move and wondering about some of the things that this might entail, here are a few factors that are worth considering.

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Posted in Home Buyer Tips | Tags: Buying a Home, Home Buyer Tips, Moving Tips |

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