Joe Gonzalez at CrossCountry Mortgage, Inc.
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Mortgage Shopping And Your Credit Score

Posted on August 17, 2022 by joeglez

The vast majority of people have to take out a home loan to purchase a house. This means applying for a mortgage. Unfortunately, shopping for a mortgage can actually hurt your credit score.

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Posted in Mortgage | Tags: Credit Score, Mortgage, Mortgage Shopping |

What To Know About a 40-Year Mortgage

Posted on August 16, 2022 by joeglez

If you take a look at your mortgage options, you might find an option for a 40-year mortgage. Now, most lenders do not offer this as an option, but if you find yourself struggling to keep up with your mortgage payments, the lender may offer to restructure your loan into a 40-year term. Is this a smart move, and what do you need to know about this choice?

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Posted in Mortgage | Tags: 40 Year Loan, Loan Options, Mortgage |

What’s Ahead For Mortgage Rates This Week – August 15, 2022

Posted on August 15, 2022 by joeglez

Last week’s economic reporting included readings on inflation and consumer sentiment along with weekly readings on mortgage rates and jobless claims.

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Posted in Financial Reports | Tags: Financial Report, Jobless Claims, Mortgage Rates |

The Top Reasons To Downsize When You Retire

Posted on August 12, 2022 by joeglez

If you have been in your house for a long time, there is a great chance that you have paid off almost the entirety of your mortgage. Furthermore, your home may have even gone up in value by tens of thousands of dollars.

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Posted in Mortgage | Tags: Downsizing, Mortgage, Retirement |

The Top Tips To Remember When Moving

Posted on August 11, 2022 by joeglez

If you have recently purchased a home, you are probably excited to move into your new house; however, the moving process can be stressful. There are a few important tips you need to keep in mind if you are moving soon. Make sure to plan ahead, as there are several ways to save time and money.

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Posted in Mortgage Tips | Tags: Mortgage Tips, Movers, Moving Tips |

Call in the Pros: 4 Ways That Using a Mortgage Professional Will Save You a Lot of Money

Posted on August 10, 2022 by joeglez

It may seem better to go it alone when it comes to acquiring a mortgage, but there are many benefits associated with using a mortgage professional that can make finding your dream home a lot easier. If you’re currently getting prepared to hit the market and are weighing your options, here are some reasons that a professional who knows the neighborhood will save you money.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage |

The Type of Home You Want to Buy Determines Your Closing Cost and Here’s Why

Posted on August 9, 2022 by joeglez

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is purchased. With a closer look at why this is, home buyers can make a more educated decision when selecting a home to purchase.

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Posted in Mortagage Tips | Tags: Closing Costs, Home Purchase, New Home |

What’s Ahead For Mortgage Rates This Week – August 8, 2022

Posted on August 8, 2022 by joeglez

Last week’s economic reports included readings on construction spending, government reports on jobs, and the national unemployment rate. Weekly reports on mortgage rates and jobless claims were also released.

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Posted in Financial Reports | Tags: Financial Report, Jobless Claims, Mortgage Rates |

How To Avoid Delays When Remodeling

Posted on August 5, 2022 by joeglez

If you have a remodeling project coming up, you have probably been told to plan for delays. Even though it can be frustrating to hear that your project is going to be delayed, with some simple planning, you can prevent this from derailing all of your efforts. What are a few of the most important tips you should follow if you want to avoid delays during your remodeling project?

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Posted in Home Tips | Tags: Contractors, Home Improvements, Remodel |

The Best Ways To Get To Know Your Neighbors

Posted on August 4, 2022 by joeglez

If you recently moved into a new neighborhood, you might be looking for a way to meet your neighbors. Ideally, you will become friends with your neighbors.

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Posted in Home Buyer Tips | Tags: Home Buying and Selling, Neighbors, New Home |

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