Joe Gonzalez at CrossCountry Mortgage, Inc.
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Mortgage Approvals : Documents You’ll Need For Your Lender

Posted on November 14, 2012 by joeglez

According to the Federal Reserve’s quarterly Senior Loan Officer Survey, it’s getting easier to get approved for a home loan.

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Posted in Mortgage Guidelines | Tags: Federal Reserve, Mortgage Approval, Senior Loan Officer Survey |

When It Pays To Refinance Your Mortgage — Literally

Posted on November 13, 2012 by joeglez

There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.

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Posted in Personal Finance | Tags: Loan Term, Mortgage, Refinance |

For November : Home Maintenance To-Do List

Posted on November 9, 2012 by joeglez

With less sunlight, colder temperatures, and shorter days ahead, it’s a good time to cross those last-minute maintenance items off your homeowner to-do list.

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Posted in Around The Home | Tags: Cleaning, Home Repair, Home Safety |

Questions First-Time Home Buyers Should Ask

Posted on November 8, 2012 by joeglez

Buying your first home can be exciting, but you should also do your research to make sure that you ask the right questions.

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Posted in Personal Finance | Tags: Distressed Properties, First-Time Home Buyer, Home Values |

Improving Market Index Swells To 125 In November

Posted on November 7, 2012 by joeglez

The NAHB released its Improving Market Index for November 2012. The index is up four-fold in just 12 months.

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Posted in Housing Analysis | Tags: IMI, Improving Market Index, NAHB |

October Jobs Report Blows Away Estimates; Mortgage Rates Falling

Posted on November 6, 2012 by joeglez

Mortgage rates are performing surprisingly well after Friday’s release of the October 2012 Non-Farm Payrolls report.

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Posted in The Economy | Tags: Jobs, Mortgage Rates, Non-Farm Payrolls |

HOA : The Role Of Homeowners Associations In Housing Communities

Posted on November 5, 2012 by joeglez

For homes governed by an HOA, membership in the homeowners association is a condition of purchase; buyer are not permitted to opt-out.

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Posted in Real Estate Definitions | Tags: Condo, HOA, PUD |

How Choosing Kitchen Colors Can Affect Your Eating Habits

Posted on November 2, 2012 by joeglez

Have you ever walked into your kitchen and instantly felt hungry?

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Posted in Around The Home | Tags: Colors, Home Staging, Paint |

Find A Mortgage Rate Strategy Ahead Of Friday’s Job Report

Posted on November 1, 2012 by joeglez

Friday morning, the government’s Bureau of Labor Statistics will release its Non-Farm Payrolls report.

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Posted in The Economy | Tags: Jobs Report, Non-Farm Payrolls, Unemployment Rate |

19 of 20 Case-Shiller Index Markets Improve In August

Posted on October 31, 2012 by joeglez

Home value rose to close out the summer, according to the S&P/Case-Shiller Index, an oft-cited home-valuation tracker.

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Posted in Housing Analysis | Tags: Case-Shiller Index, Home Values, Phoenix |

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