Joe Gonzalez at CrossCountry Mortgage, Inc.

What’s Ahead For Mortgage Rates This Week – February 18, 2014

Posted on February 18, 2014 by joeglez

Last week’s economic news was dominated by the first address by the new Fed chairperson, Janet Yellen.

Tuesday’s news included the Jobs Openings report for December 2013, which matched November’s reading of 4.0 million jobs available.

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What To Consider When Buying A Fixer-Upper

Posted on February 14, 2014 by joeglez

In your imagination it seems like a great idea â you purchase an older run-down property and you have the chance to fix it up and turn it into the home of your dreams.

How A Mortgage Pre-Approval Can Help You Get A Better Deal On Your Home Purchase

Posted on February 13, 2014 by joeglez

Oftentimes, when you are searching for a new home, it may seem obtaining a pre-approval for your mortgage loan is a waste of time and energy.

Can I Have A Co-Signer For My Mortgage Loan?

Posted on February 12, 2014 by joeglez

Like credit cards or car loans, some mortgages allow borrowers to have co-signers on the loan with them, enhancing their application.

3 Important Credit Considerations Before You Apply For A Mortgage

Posted on February 11, 2014 by joeglez

Before applying for a mortgage, borrowers need to build a plan for how they are going to manage their credit both going into the process and as they go through it.

What’s Ahead For Mortgage Rates This Week – February 10, 2014

Posted on February 10, 2014 by joeglez

Residential Construction Spending Up

Last week’s mortgage and housing-related reports began with Construction Spending for December, with a reading of 0.10 percent or a seasonally adjusted $930.5 billion.

December’s reading fell short of an expected increase of 0.40 percent.

The Low Down On Heating And Cooling Your Home

Posted on February 7, 2014 by joeglez

If the temperature in your home is too hot at night, then you can’t sleep. If it’s too cold during the day, then you have to wear excessive layers.

Can I Get Cash Out From My Home Right After I’ve Purchased It?

Posted on February 6, 2014 by joeglez

Generally when you are purchasing a home, you are buying below the appraised value and you are making a down payment. The good news is this means you have “instant equity” in your home.

Overpay On Your Mortgage Or Add To Your Savings, This Is The Question

Posted on February 5, 2014 by joeglez

So you find yourself with a little bit of extra money – perhaps due to a raise, an inheritance or an unexpected windfall?

FOMC Statement Shows Tapering Of Quantitative Easing Purchases

Posted on February 4, 2014 by joeglez

According to a statement provided by the Federal Open Market Committee of the Federal Reserve, the committee has approved another reduction of the Fed’s monthly asset purchases.