Joe Gonzalez at CrossCountry Mortgage, Inc.
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What’s Ahead For Mortgage Rates This Week – July 31, 2023

Posted on July 31, 2023 by joeglez

The Federal Reserve raised its target interest rate range to 5.25 to 5.50 percent; this announcement signaled that rates for home loans and unsecured credit would also rise.

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Posted in Financial Reports | Tags: Financial Report, Jobless Claims, Mortgage Rates |

Selling a House “As-Is”: Pros, Cons, and Considerations

Posted on July 26, 2023 by joeglez

Selling a house as-is can be a viable option for homeowners looking for convenience and cost savings. However, it’s crucial to carefully consider the potential drawbacks, such as a lower sale price and limited buyer pool. Assessing the property’s condition, seeking professional advice, and evaluating the financial implications are essential steps in deciding whether selling a house as-is is the right choice for you.

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Posted in Selling Your Home | Tags: As-Is, Mortgage Tips, Selling Home |

Financial Considerations When Buying a Home

Posted on July 25, 2023 by joeglez

Purchasing a home is one of the most significant financial decisions many individuals make in their lifetime. It involves a substantial investment of money and requires careful consideration to ensure long-term financial stability.

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Posted in Mortgage | Tags: Mortgage |

What is a Home Warranty?

Posted on July 21, 2023 by joeglez

Home warranties are purchased by homeowners to protect against unexpected expenses for repairs or replacements that may occur due to normal wear and tear.

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Posted in Home Buyer Tips | Tags: Home Warranty, Mortgage, Repairs |

Critical Tips To Consider When Hiring A Home Contractor

Posted on July 20, 2023 by joeglez

Do thorough research on potential contractors before hiring them. Check their credentials, licenses, certifications, and experience. Also, look for reviews and testimonials from past clients to get an idea of their work quality.

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Posted in Mortgage Tips | Tags: Contractor, License, Mortgage |

Why You Should Consider a Home Energy Audit

Posted on July 19, 2023 by joeglez

In today’s environmentally conscious world, finding ways to save on energy costs has become increasingly important. One effective method to achieve both goals is by conducting a home energy audit. A home energy audit is a comprehensive assessment of your home’s energy efficiency and helps identify areas where energy is being wasted.

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Posted in Around The Home | Tags: Around The Home, Energy Audit, Energy Costs |

Understanding Assumable Mortgage Loans

Posted on July 18, 2023 by joeglez

An assumable mortgage loan is a type of home loan agreement that allows a homebuyer to assume the existing mortgage of the seller when purchasing a property. In other words, the buyer takes over the seller’s mortgage terms and conditions, including the interest rate, repayment schedule, and remaining balance.

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Posted in Home Mortgage | Tags: Assumable Loans, Loan Options, Mortgage |

What’s Ahead For Mortgage Rates This Week – July 17, 2023

Posted on July 17, 2023 by joeglez

The Consumer Price Index for June rose 0.20 percent in June as compared to May’s reading of 0.10 percent growth and expectations of 0.30 percent month-to-month growth. The core CPI reading, which excludes volatile food and fuel sectors, fell to 0.20 percent growth in June as compared to May’s month-to-month reading of 0.40 percent growth.

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Posted in Financial Reports | Tags: Case Shiller, Financial Report, Mortgage Rates |

Insufficient Property Appraisal What to Do When the Appraisal Falls Short

Posted on July 14, 2023 by joeglez

When buying or selling a property, one crucial step in the process is obtaining an appraisal to determine its value. Appraisals provide an objective assessment of a property’s worth, influencing important decisions such as mortgage approvals, negotiations, and even insurance premiums.

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Posted in Home Financing Tips | Tags: Appraisal, Mortgage, New Home |

Smart Home Upgrades That Save Energy and Money

Posted on July 13, 2023 by joeglez

In an era where environmental consciousness and cost savings are top priorities for homeowners, smart home technology has emerged as a game-changer. With the ability to automate and optimize various aspects of your home, smart home upgrades offer numerous benefits, including energy efficiency and reduced utility bills.

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Posted in Around The Home | Tags: Home Improvement, Smart Appliances, Smart Home |

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