Joe Gonzalez at CrossCountry Mortgage, Inc.

Top Tips For Winter Roof Maintenance

Posted on December 13, 2013 by joeglez

It’s that time of year again when the weather outside gets frightful but the holiday cheer is delightful. You’ve probably got a lot on your mind during these busy winter months, but make sure that you don’t neglect the roof of your home.

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Why Should My Clients Lock In Their Interest Rates

Posted on December 12, 2013 by joeglez

Interest rates fluctuate frequently, often depending on the news. If you are considering refinancing your home, your loan officer may suggest locking in the interest rate on your loan.

The Pros And Cons Of Making Biweekly Mortgage Payments

Posted on December 11, 2013 by joeglez

Have you ever considered paying off the mortgage on your home in two biweekly payments rather than one monthly payment? It might seem like this wouldn’t make a difference, but the truth is that biweekly payments really do add up more quickly.

The Low Down On The HUD-1 Settlement Statement

Posted on December 10, 2013 by joeglez

When preparing for a closing on your refinance or home purchase, one of the documents you will be provided with a few days before closing is a HUD-1 Form. This form provides you with valuable information about your loan.

What’s Ahead For Mortgage Rates This Week – December 9, 2013

Posted on December 9, 2013 by joeglez

Last week brought several indicators of a strengthening economy. New home sales, private and federal employment and mortgage rates rose.

Ensure Your Fireplace Is Up To Snuff

Posted on December 6, 2013 by joeglez

When it’s cold outside, there’s nothing quite as cozy as curling up on the sofa with a good book in front of a roaring fire. A fireplace evokes the idea of a warm and pleasant atmosphere.

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 2

Posted on December 5, 2013 by joeglez

Yesterday you may have read the blog post on questions to ask yourself before applying for a mortgage, well here are 5 additional that you may want to think about before you go into your meeting with your loan officer.

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 1

Posted on December 4, 2013 by joeglez

If you are considering applying for a refinance, it is important to understand the mechanics of your mortgage loan. Before you sit down to speak with your loan officer, you should consider preparing a list of questions you feel may need to be answered.

Case Shiller Price Index Shows A Spike In Home Prices In The West

Posted on December 3, 2013 by joeglez

According to the S&P Case-Shiller 10-and 20-City Housing Market Indices for September, home prices grew at an average of 13.30 percent year-over-year and achieved the highest growth rate for home prices since February 2006.

What’s Ahead For Mortgage Rates This Week – December 2, 2013

Posted on December 2, 2013 by joeglez

The short holiday week brought a flurry of economic reports last week. Highlights included pending home sales, the S&P Case-Shiller Housing Market Indices and the FHFA home price index. No reports were released on Thursday and Friday in observance of the Thanksgiving holiday.