Joe Gonzalez at CrossCountry Mortgage, Inc.

What Will Harp 3.0 Mean For Homeowners After 2014?

Posted on May 13, 2014 by joeglez

During the 2009 economic crisis in the United States that resulted in home prices and values falling, a program named HARP was introduced to assist the many affected homeowners.

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What’s Ahead For Mortgage Rates This Week – May 12, 2014

Posted on May 12, 2014 by joeglez

Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans.

Vegetable Garden 101: Get The Kids Started On A Veggie Patch Project Today

Posted on May 9, 2014 by joeglez

Thinking about ways to engage your children in gardening and educational opportunities outside of the classroom?

The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?

Posted on May 8, 2014 by joeglez

Since the process of getting approved for a mortgage is heavily dependent on credit history and that three-digit credit score that reflects reliability as a borrower, you should always put forth practices to keep that number healthy and growing.

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

Posted on May 7, 2014 by joeglez

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

Posted on May 6, 2014 by joeglez

If you’ve considered or experienced a short sale, one of the biggest concerns you may have is how it will impact your ability to purchase another property in the future.

What’s Ahead For Mortgage Rates This Week – May 5, 2014

Posted on May 5, 2014 by joeglez

Last week’s economic news included several reports related to housing and mortgages. The NAR started the week on a positive note with its Pending Home Sales Index released Monday. Pending home sales in March were higher with an unexpected increase of 3.40 percent over February for an index reading of 97.40.

What’s in a Color? Six Paint Colors That Will Affect Your Mood

Posted on May 2, 2014 by joeglez

Believe it or not, paint colors can affect your mood. When remodeling your home, the color you use on the walls can end up being just as critical to the thematic consistency of your home as the furniture you use to decorate it.

FOMC Noted Retail Sales In March Reached Highest Level Since September Of 2012

Posted on May 1, 2014 by joeglez

The FOMC of the Federal Reserve released its customary statement after its meeting concluded April 30.

Warmer Weather Brings In The Buyers, Is There Inventory?

Posted on April 30, 2014 by joeglez

After three consecutive months of decline, the S and P Case-Shiller 20-City Composite Index remained nearly unchanged in February. Year-over-year home prices rose by 12.90 percent in February as compared to 13.20 percent in January.