Joe Gonzalez at CrossCountry Mortgage, Inc.
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The 7 Most Unaffordable Cities for Real Estate in the USA (And 3 Affordable Gems!)

Posted on July 25, 2014 by joeglez

As prices continue to rise across the board with everything from food to gas, it’s no wonder that real estate prices are high in many cities across the USA.

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Posted in Real Estate Tips | Tags: Buying a Home, Home Prices, Real Estate Market Information |

Can One Missed Mortgage Payment Affect Your Credit Rating? Yes! Here’s What to Do if You Miss One

Posted on July 24, 2014 by joeglez

Most people don’t know whether or not a single missed mortgage payment can have serious consequences for their credit score.

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Posted in Home Mortgage Tips | Tags: Credit Rating, Mortgage Financing, Mortgage Loan Information |

National Association of REALTORS Existing Home Sales Exceed Projections

Posted on July 23, 2014 by joeglez

According to the National Association of REALTORS, existing home sales surpassed both May sales and expectations for June.

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Posted in Real Estate | Tags: FHFA, Home Sales, Real Estate |

Is Now the Time to Consider a 15-Year Mortgage? Five Reasons to Give the 15Y Another Look

Posted on July 22, 2014 by joeglez

A 15-year fixed mortgage is, as its name suggests, a mortgage that’s paid off after 15 years. Since it amortizes fully, after that amount of time you won’t have to pay anything else. This type of mortgage has a lot of benefits, and in this article we’ll share just a few of them.

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Posted in Home Mortgage Tips | Tags: 15 Year Mortgage, Mortgage, Mortgage Amortization |

What’s Ahead For Mortgage Rates This Week – July 21, 2014

Posted on July 21, 2014 by joeglez

Last week’s economic news offered a variety of indications that the economic recovery continues, but some readings missed their expected levels. The Philadelphia and New York branches of the Federal Reserve Bank reported higher than anticipated manufacturing for their respective regions and new jobless claims were lower than expected.

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Posted in Market Outlook | Tags: FOMC, Mortgage Rates, Mortgage Tips |

Buying a House or Condo? Why the Home Inspection Process is One You Won’t Want to Skimp On

Posted on July 18, 2014 by joeglez

Once you have found that perfect home with the right price and every little feature you were hoping for, it’s important to keep in mind that the home has been presented in a way that accentuates its highlights and shadows any flaws. For this reason, it is crucial that you get a home inspection before completing a purchase.

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Posted in Home Buyer Tips | Tags: Condo Inspections, Home Inspections, Inspecting a Home |

An Insider’s Guide to Reducing Your Remaining Mortgage Years Through a Smart Refinance

Posted on July 17, 2014 by joeglez

Is it always the best idea to pay off a mortgage over 30 years? While it may help a homeowner lower his or monthly payment, it can mean paying more in interest and waiting several more years to build sufficient equity in the home.

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Posted in Home Mortgage Tips | Tags: Home Mortgage, Refinance, Refinancing |

How Much is Your Home Worth in Today’s Market? Three Key Tips for Assessing Value

Posted on July 16, 2014 by joeglez

If you’re thinking about putting the house on the market, or are simply curious about its value in the current economic atmosphere, it’s essential to get an honest assessment of its value.

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Posted in Real Estate Tips | Tags: Home Sales, Home Valuation, Selling a Home |

What’s Ahead For Mortgage Rates This Week – July 14, 2014

Posted on July 14, 2014 by joeglez

Last week brought news from the Fed as two Federal Reserve Bank Presidents made speeches and the Federal Open Market Committee (FOMC) of the Fed released the minutes of its last meeting. The minutes reveal the Fed’s intention to wrap up its bond-buying program in October with a final purchase of $15 billion in mortgage-backed securities (MBS) and Treasury bonds

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Posted in Market Outlook | Tags: FOMC, Mortgage Rates, Mortgage Tips |

Feng Shui 101: How This Ancient Art Can Help Improve Your Home Staging

Posted on July 11, 2014 by joeglez

Boosting ones’ chances of selling their home can be done in a number of ways. One simple way is to utilize the art of Feng Shui – an ancient Chinese art, used to manipulate the flow of energy in your home.

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Posted in Home Seller Tips | Tags: Home Staging, Selling a Home, Staging a Home |

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