Joe Gonzalez at CrossCountry Mortgage, Inc.
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You Ask, We Answer: Understanding the Real Estate ‘Short Sale’ and How This Process Works

Posted on September 5, 2014 by joeglez

Here’s what you need to know about how short sales work and what circumstances might call for one.

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Posted in Home Selling Tips | Tags: Home Selling, Short Sales, Short Selling |

Children Leaving the Nest? 3 Pieces of Sage Advice You Can Share About How to Manage a Mortgage

Posted on September 4, 2014 by joeglez

As your sons or daughters prepare to take the plunge into home ownership, make sure they follow three crucial tips that will help them during the mortgage process.

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Posted in Home Mortgage Tips | Tags: Mortgage Loan Information, Mortgage Tips, Mortgages |

Applying for a Mortgage? Three Questions Your Lender Will Ask You – and How to Prepare Your Answers

Posted on September 3, 2014 by joeglez

Before approving a mortgage, your lender is going to have to do his due diligence to ensure that you can afford a loan large enough to pay for a house. Here’s how you can prepare to answer these questions in a way that will increase your likelihood of approval.

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Posted in Home Mortgage Tips | Tags: Mortgage Acceptance, Mortgage Financing, Mortgage Tips |

What’s Ahead For Mortgage Rates This Week – Sept 2, 2014

Posted on September 2, 2014 by joeglez

Last week’s economic news included several reports related to housing. The Case-Shiller and FHFA reports for June showed a further slowing in home price growth. New home sales for July fell short of the expected reading, but pending home sales exceeded expectations.

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Posted in Market Outlook | Tags: Case Shiller, FHFA, Market Outlook |

Six Key Questions to Ask when Hiring a Real Estate Agent to Market and Sell Your Home

Posted on August 29, 2014 by joeglez

How do you find someone you can trust who will make you feel confident they can sell your home quickly for the best price possible? Here are the questions you should be asking.

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Posted in Home Seller Tips | Tags: Home Sales, Real Estate Agents, Selling a Home |

Case-Shiller, FHFA Report Slowing Growth in Home Prices

Posted on August 28, 2014 by joeglez

The Case-Shiller 10 and 20-City Home Price Indices for June reported year-over-year gains of 8.10 percent while the Case-Shiller National Home Price Index covers all nine census regions and reported a year-over-year gain of 6.20 percent.

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Posted in Market Outlook | Tags: Case Shiller, FHFA, HMI |

Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money

Posted on August 27, 2014 by joeglez

For those homeowners who have lived in their home for more than a few years, pulling equity out of the property is a tempting potential benefit. However, with property values and interest rates adjusting frequently, you may wonder if now is the best time to refinance your mortgage.

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Posted in Home Mortgage Tips | Tags: Mortgage Financing, Mortgages, Refinancing |

DOC New Home Sales and NAR Existing Home Sales

Posted on August 26, 2014 by joeglez

The Department of Commerce reported July sales of new homes dropped by 2.40 percent over June to a four month low. Analysts noted that although July’s reading of 412,000 new homes sold fell short of expectations and June’s reading, the new homes sector is volatile and subject to change.

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Posted in Housing Market | Tags: Department of Commerce, Exisiting Home Sales, National Assoication of Realtors, New Home Sales |

What’s Ahead For Mortgage Rates This Week – Aug 25, 2014

Posted on August 25, 2014 by joeglez

Last week’s economic news brought several reports related to housing. The National Association of Home Builders (NAHB) Wells Fargo Housing Market Index for August rose by two points to 55, which was its highest reading in seven months.

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Posted in Market Outlook | Tags: FOMC, Housing Market, NAHB |

Home Buying Tips: Three Items to Watch out for in a Purchase Agreement Contract

Posted on August 22, 2014 by joeglez

The purchase agreement is a vitally important document that outlines the provisions, terms and conditions for the transfer of property. It should be read carefully and any ambiguities should be clarified prior to signing.

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Posted in Home Buyer Tips | Tags: Buying a Home, Contracts, Home Buyers |

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