Joe Gonzalez at CrossCountry Mortgage, Inc.
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Federal Open Market Committee, Fed Chair: No Rush to Raise Rates

Posted on September 19, 2014 by joeglez

Wednesday’s customary post-meeting statement issued by the Federal Open Market Committee (FOMC) of the Federal Reserve provided some relief to investors and analysts concerned that the Fed may soon raise its target federal funds rate.

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Posted in Market Outlook | Tags: Federal Reserve, FMOC, Market Outlook |

Considering a Vacation Home? Six Tips for Buying a House or Condo for Relaxation and Vacation Use

Posted on September 18, 2014 by joeglez

When you buy a vacation home or condo, you can guarantee that you have an escape that will provide you with years of enjoyment. Before you take the plunge, though, take advantage of these six helpful tips about buying a vacation home.

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Posted in Home Buyer Tips | Tags: Buying a Home, Real Estate, Vacation Homes |

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan Faster So You Can Start Moving In

Posted on September 17, 2014 by joeglez

When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you can speed up the mortgage process and close the deal sooner.

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Posted in Home Mortgage Tips | Tags: Mortgage Financing, Mortgage Loan Information, Mortgages |

Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments

Posted on September 16, 2014 by joeglez

What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks.

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Posted in Home Mortgage Tips | Tags: Mortgage Repayment, Mortgage Tips, Mortgages |

What’s Ahead For Mortgage Rates This Week – Sept 15, 2014

Posted on September 15, 2014 by joeglez

Last week’s housing related economic reports were slim, but an unexpected increase in weekly jobless claims gained attention. Analysts calmed concerns by noting that last week’s reading of 315,000 new jobless claims was not far removed from jobless claim levels before the recession.

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Posted in Market Outlook | Tags: Freddie Mac, Market Outlook, NAHB |

It’s Not Just Car Storage: How to Transform Your Garage into a Brand New, Highly Usable Space

Posted on September 12, 2014 by joeglez

With a bit of planning and creativity, you can turn your garage into a much more functional space. Here’s how you can make your garage the most useful space in the house.

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Posted in Around The Home | Tags: Around The Home, Garages, Home Renovations |

FICO Scores and Your Mortgage: How to Bump Your FICO Score to Secure a Better Mortgage Rate

Posted on September 11, 2014 by joeglez

Is your credit score holding you back from getting the best rate on your next mortgage? Here are a few easy and effective tips to help you get your credit score to where you want it to be.

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Posted in Mortgage Rates | Tags: FICO Scores, Mortgage Affordability, Mortgage Financing |

FHA Home Loans: How to Pre-apply and Get Approved Before Making a Home Purchase Commitment

Posted on September 10, 2014 by joeglez

Thanks to the FHA home loan program, you can apply for loan approval before you’ve found a home that you want to buy – which means you know what you can afford before you start your house hunt.

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Posted in Home Mortgage Tips | Tags: FHA Home Loans, Mortgage Financing, Mortgages |

Buying Land to Build a New Home On? Don’t Forget These Three Important Considerations

Posted on September 9, 2014 by joeglez

When most people talk about real estate, they envision buying an already-built house on already-landscaped property. However, buying vacant land and building a new home is a great way to ensure that you get the home that you want in the location that you want.

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Posted in Home Buyer Tips | Tags: Purchasing Land, Real Estate Investing, Vacant Properties |

What’s Ahead For Mortgage Rates This Week – Sept 8, 2014

Posted on September 8, 2014 by joeglez

Last week’s housing-related economic news was slim, likely due to the Labor Day holiday Monday. On Tuesday, the U.S. Commerce Department reported that construction spending for July increased by 1.80 percent as compared to June’s revised reading of 1.0 percent and expectations of a 1.0 percent increase for July.

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Posted in Market Outlook | Tags: Freddie Mac, Market Outlook, The Federal Reserve |

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