Joe Gonzalez at CrossCountry Mortgage, Inc.
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The Down Payment: Everything You Need to Know About Your Down Payment on a New Home

Posted on November 18, 2014 by joeglez

Whether you’re just starting to shop for a new home or you’ve found the perfect house and are crafting your offer, if you’re taking out a mortgage to help cover your real estate purchase you’ve likely given some thought to your down payment.

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Posted in Home Mortgage Tips | Tags: Down Payments, Home Mortgage Tips, Mortgages |

Great news! I’ve Partnered with GMH Mortgage Services, LLC!!

Posted on November 17, 2014 by joeglez

As many of your already know I have made a strategic move to GMH Mortgage Services, LLC.   Located in Conshohocken, GMH is a full-scale direct lender who originates, processes, underwrites, closes & funds all right here! What this means for you?  Better products, better pricing & of course the same great service you’ve known for years. I look forward to working with you all!   Feel free

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Posted in Uncategorized |

What’s Ahead For Mortgage Rates This Week – November 17, 2014

Posted on November 17, 2014 by joeglez

Last week’s housing related news was lean, with no scheduled reports released other than Freddie Mac’s primary mortgage market survey. We’ll start with some good news…

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Posted in Chapter 7 Bankruptcy | Tags: Freddie Mac, Jobless Claims, Market Outlook |

Save Money on Your Home Energy Costs This Winter in Just Three Easy Steps

Posted on November 14, 2014 by joeglez

It doesn’t matter if you heat your home with electricity, natural gas or some other energy source; prices continue to rise and that means increased heating costs. In today’s blog post we’ll share three easy ways that you can save money on your home energy costs this winter.

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Posted in Around The Home | Tags: Around The Home, Homeowner Tips, Saving Money |

Refinancing Your Mortgage: Understanding the Various Types of Refinancing

Posted on November 13, 2014 by joeglez

In today’s blog post we’ll introduce mortgage refinancing and discuss a few of the ways that you can use this tool to help accomplish your financial goals.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage Refinancing, Mortgages |

How to Use a Mortgage Calculator to Determine Your Monthly Payments, Interest and More

Posted on November 12, 2014 by joeglez

Are you thinking about using a mortgage to buy a new home? In this blog post we’ll discuss mortgage calculators and how to use one of these tools to determine your monthly mortgage payments, interest charges, amortization periods and more.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage Calculators, Mortgages |

What’s Ahead For Mortgage Rates This Week – November 10, 2014

Posted on November 10, 2014 by joeglez

Last week’s economic reports contained mixed reports indicating that the economy continues to recover with occasional “blips” in its progress. Construction spending was lower than expected. A Federal Reserve survey of senior loan officers indicated that credit standards remain strict for mortgages and other types of lending.

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Posted in Market Outlook | Tags: Market Outlook, Mortgage Rates, National Association of REALTORS® |

Negotiation Tips: How to Ask the Seller to Pay the Closing Costs

Posted on November 7, 2014 by joeglez

You’ve found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. The question is, should you ask the seller to pay some or all of the closing costs?

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Posted in Home Buyer Tips | Tags: Buying a Home, Home Buyer Tips, Negotations |

Did You Know That Your FICO Score Can Drastically Affect Your Mortgage? Here’s Why

Posted on November 6, 2014 by joeglez

Let’s take a quick look at how FICO credit scores can affect your mortgage and share a couple of ways that you can boost your score to ensure your application is approved.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgages, Mortgages and Credit |

You Ask, We Answer: What is a “Reverse Mortgage”?

Posted on November 5, 2014 by joeglez

In today’s blog post we’ll explore reverse mortgage loans, explaining how they work and whether or not you’re qualified to receive one.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgages, Reverse Mortgages |

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