Joe Gonzalez at CrossCountry Mortgage, Inc.
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Refinancing to Pay for Renovations? Consider the VA’s Energy Efficient Mortgage Program

Posted on June 8, 2016 by joeglez

Making renovations that are energy efficient is not just a great way to reduce energy output, but it’s also an effective way of decreasing monthly utility costs. It serves as a one-time investment that will save money in the long run.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage Refinancing, Mortgages |

How Technology Is Creating an Easier Mortgage Approval Process

Posted on June 7, 2016 by joeglez

From saving up for a down payment to sussing out the ideal lender, there are so many things involved in purchasing a home that can make it seem like a rather complicated undertaking. However, like a lot of things in our lives, technology has streamlined the process in recent years. If you’re currently searching for a home on the market, here are some new technological advancements that may make buying a little easier for you.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage Approval, Mortgage Technology |

What’s Ahead For Mortgage Rates This Week – June 6, 2016

Posted on June 6, 2016 by joeglez

Last week’s housing related news was limited to Construction Spending and Freddie Mac’s mortgage rates survey, but labor reports suggested an economic slowdown may be in the works.

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Posted in Financial Reports | Tags: Construction, Financial Reports, Labor Reports |

Case-Shiller: Home Price Growth Expands to All Metro Areas

Posted on June 2, 2016 by joeglez

March home prices were again dominated by the Northwest with Portland, Oregon posting a year-over-year gain of 12.30 percent followed by Seattle, Washington’s year-over-year gain of 10.80 percent.

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Posted in Financial Reports | Tags: Case Shiller, Financial News, Pending Home Sales |

What’s Ahead For Mortgage Rates This Week – May 31, 2016

Posted on May 31, 2016 by joeglez

Last week’s economic reports included new home sales, pending home sales along with weekly mortgage rates and new jobless claims.

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Posted in Mortgage Rates | Tags: Financial News, Mortgage Rates, New Home Sales |

Need to Discuss – How to Refinance Your Adjustable-rate Mortgage with Better Terms

Posted on May 24, 2016 by joeglez

An adjustable-rate mortgage was once a great mortgage product, at a time when home buyers wanted to avoid locking in high interest rates. But with historically low interest rates now available to millions of buyers and rates expected to rise in 2017, lots of mortgage holders are trying to find a deal and negotiate better terms before rates go up. One great way to save on mortgage costs is to refinance your adjustable-rate mortgage.

So how can you make a mortgage refinance work for you? Here are a few tactics you can use to get better terms through a refinance on your adjustable-rate mortgage.

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Posted in Home Mortgage Tips | Tags: Adjustable Rate Mortgage, Home Mortgage Tips, Refinancing Mortgage |

What’s Ahead For Mortgage Rates This Week – May 23, 2016

Posted on May 23, 2016 by joeglez

Last week’s economic news included the NAHB Housing Market Index, reports on housing starts, building reports and existing home sales. Minutes of the Federal Reserve’s last FOMC meeting were also released.

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Posted in Mortgage Rates | Tags: Home Sales, Mortgage Rates |

3 Ikea Hacks That Can Be Done in a Weekend’s Time

Posted on May 20, 2016 by joeglez

Whether you’re moving into your first apartment or preparing to purchase a second home, Ikea is a favorite for those trying to economically fill up the extra space in their home. While Ikea may have plenty of inexpensive options that you might not think can be dressed up, there are actually a lot of simple pieces that you can add to for a stylish, DIY look that will take no time at all.

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Posted in Around The Home | Tags: Around The Home, DIY Projects, Ikea Hacks |

How to Determine the Price of Your Home for Sale

Posted on May 17, 2016 by joeglez

Many people rely on the price they paid for their home as a starting point for selling, but with the ever-shifting tides of the real estate market, the price paid is not always the best metric to go by. If you’re putting your home up for sale and are looking for the ideal price point, here are some ways you can arrive at a number that will keep potential buyers interested.

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Posted in Home Seller Tips | Tags: Home Pricing, Home Seller Tips |

5 Uncommon Mortgage Terms You Need to Know

Posted on May 12, 2016 by joeglez

When it comes to finding a new home, there are lots of complex ratios, terms, and contracts that you’ll encounter – and at times, it’ll feel like you’re trying to navigate a minefield. If you’re not careful, you may find yourself signing on for a mortgage that doesn’t suit your needs – or one that could financially ruin you. Here are five mortgage terms you may not encounter regularly that you’ll need to know when buying a home.

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Posted in Home Mortgage Tips | Tags: Home Mortgage Tips, Mortgage Research, Mortgage Terms |

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