Joe Gonzalez at CrossCountry Mortgage, Inc.

What’s Ahead For Mortgage Rates This Week – July 9th, 2018

Posted on July 9, 2018 by joeglez

Last week’s economic releases included monthly readings on construction spending, public and private sector job growth and June’s national unemployment rate. Weekly readings included Freddie Mac mortgage rates and new jobless claims.

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Top Uses Of A HELOC

Posted on July 5, 2018 by joeglez

Homeowners who have equity built up in their homes can tap into that equity using a home equity line of credit, or HELOC. This financial tool can be a great way to accomplish a number of financial goals.

Seller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible

Posted on July 3, 2018 by joeglez

For first-time home buyers, closing costs are a major hurdle for home ownership. Coming up with a down payment and several thousand dollars for closing costs can be hard without home equity to tap.

What’s Ahead For Mortgage Rates This Week – July 2nd, 2018

Posted on July 2, 2018 by joeglez

Last week’s economic reports included readings from Case-Shiller housing market indices and data released on new and pending home sales. Weekly releases on mortgage rates and first-time unemployment claims along with the Consumer Sentiment Index for June were also posted.

Home Automation Conveniences Attract Buyers

Posted on June 28, 2018 by joeglez

The rise in Millennial home buyers will inevitably change the items that promote faster and more lucrative home sales.

Understanding the Factors That Impact Your Credit Score

Posted on June 27, 2018 by joeglez

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score.

Is It A Good Idea To Buy A Remodeled Home?

Posted on June 26, 2018 by joeglez

If you watch popular TV shows like Property Brothers, Flip or Flop and Fixer Upper, you might believe that buying a remodeled home is a great idea. These shows always have happy endings. The process looks fun and easy, and the houses turn out beautiful. However, it is rarely this easy when buying a real-life remodeled home.

What’s Ahead For Mortgage Rates This Week – June 25th, 2018

Posted on June 25, 2018 by joeglez

Last week’s economic reports included readings from the National Association of Home Builders, Commerce Department reports on housing starts and building permits issued. Sales of pre-owned homes were reported along with weekly readings on mortgage rates and new jobless claims.

3 Tips For Getting The Most Out Of Your Time House Hunting

Posted on June 22, 2018 by joeglez

In the ideal home-buying scenario, you’d have plenty of time to find the perfect home. However, this is not always possible. Maybe you are relocating for a job and have to buy a house from across the country. If this is the case, you might have to limit the time that you spend house hunting.

3 Programs That Allow You To Buy A Home With No Money Down In 2018

Posted on June 21, 2018 by joeglez

Home buyers are typically advised to put at least 20% down for a mortgage. Coming up with that amount can seem almost impossible if you have little to no money left over after paying bills each month.