Category Archives: Around The Home

7 Simple Steps To Finish Your Basement This Holiday Weekend

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7 Simple Steps To Finish Your Basement This Holiday WeekendNot only does the Labor Day weekend signal a little time off work, but it also indicates a close to the summer season, which means it’s time to get ready for colder weather.

So get in the spirit of the long weekend and put the labor of love into your home by creating a cozy hideaway that your family can retreat to once the outdoors become too chilly.

One of the best places to create this snug space is to mimic hibernating animals and go under ground — to the basement.

Whether your lowest level needs a facelift or is completely unfinished, Labor Day weekend is the perfect time to make a game plan and get started on remodeling your basement.

Step 1 – Obtain A Permit

Before you can just slap up insulation and drywall, you need to make sure your basement is even fit to dwell in.

Check with your city to ensure there aren’t any permits you need to obtain and that the space is up to code. If you don’t do it right, then this update could haunt you when it comes time to sell.

Step 2 – Get The Air Flowing

You’ll want this space to be warm in winter and cool in the summer. Contact a contractor to see if getting air to this lower level will be as easy as tapping into your current HVAC system and whether or not your existing appliance can handle the extra space.

Step 3 – Design And Frame

Now comes the fun part. Decide what you want down there! A bedroom or two, a man cave, or TV room; a blank slate provides all sorts of exciting options. Once you’ve got a plan, start framing it out.

Step 4 – Add Emergency Exits

This underground level needs exit points that go directly outside. So, install a back door or windows that someone could fit through in case of emergency. If there are bedrooms in the design, they also each need their own exit point.

Step 5 – Insulate And Drywall

While the ground surrounding your home provides some insulation, you’ll want to properly insulate around the perimeter and in between rooms to provide a noise barrier. Then put up the drywall.

Step 6 – Install Flooring

Pick out your flooring, such as wood, tile, carpet or vinyl. It mostly depends on what type of rooms you’re planning to create. Make sure your floors are level before you lay anything down. It’s especially common to find slanted floors in older homes.

Step 7 – Paint And Decorate

You’re almost finished! Pick out your paint colors, move in your furniture and enjoy your new cozy hideaway. Colder weather will be here before you know it, so use the long Labor Day weekend to get this project started.

Preventing And Clearing Clogs In Your Home

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Preventing And Clearing Clogs In Your HomeYou’re brushing your teeth and you turn on the faucet. It’s not draining and starts to back up. Here’s the dilemma; do you spit and let it sit or run to the kitchen? One thing is for sure; having a clogged drain can be a major annoyance.

Clogs not only frustrate a homeowner but they can be hard on your plumbing. The added pressure they create puts stress on your pipes and can shorten their lifespan.

So end the issue by following the guidelines below. You’ll learn how to prevent clogging and clear the ones you already have.

No Food Down The Drain

Even if you have a disposal, it’s not good for your pipes to have sticky, mushy food shoved through them. Peel vegetables and scrape plates into the trashcan.

Also, avoid pouring grease down the drain. Animal fat can congeal into a solid and form a blockage. Instead, store it in a sealable container in the freezer. Once it’s full, trash it!

Only TP In The Toilets

All feminine hygiene products should be thrown away, because most don’t dissolve quickly enough and can cause a backup. And be sure to secure toilet lids from curious children, because you have to admit that it is pretty fun to watch almost anything go “bye-bye.”

Hair Today, Problem Tomorrow

Don’t wash loose hair down the drain. Collect it and throw it away after your shower. If you shed a lot, it might be beneficial to install drain screens to catch loose hair and make it easy to dispose. Be sure to clean these out every few weeks.

Chemicals Should Be Used With Caution

Be wary about using chemical drain cleaners. They can erode cast-iron pipes and usually don’t remove an entire clog, so it can easily recur. You should consider hiring a professional plumber to snake your drains; or better yet, buy your own augur at the hardware store for about $15.

Homeowners can be hard on their drains. From hair to food, clogs are a time-consuming frustration that might cost you big. Treat your plumbing with a little love and it’ll reward you by quickly removing water and waste from your sight!

For more helpful tips on periodic home maintenance, please feel free to contact your trusted mortgage professional today.

Tips For Helping Your Kids Adjust To A New School

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Tips For Adjusting To A New SchoolAugust means it’s time to get your children ready for school once more. Picking out backpacks, going clothes shopping and finding all the right school supplies can be hectic enough.

However, when you’ve moved and your children have to start all over in a new district, there’s even more to worry about!

Summer fun can make the sunny months fly by. It’s easy to forget that with the beginning of school comes excitement and anxiety for your little ones — especially if they’re starting out somewhere new.

So help them get adjusted with the back-to-a-new-school strategies below.

Explain Why You’ll Be Moving

Whether you’re moving states or just school districts, it’s best to give your children as much notice as possible and explain to them the reason for the change. They’ll need time to get used to the idea and say goodbye to friends.

Be Positive

As the first day draws near, be positive about what they’ll experience. School will be a place where they’ll learn new things and make great friends.

Become Involved

Think about joining the PTA, so you can learn about what’s happening in the school, meet teachers and be able to discuss policies and issues with your children.

Stick To A Routine

A new school is going to hold a lot of unknowns for your little ones. So it’s best to keep a consistent routine at home. This will help children know what to expect and feel they at least have some control in their own space.

Tap Into Their Feelings

Your children might be excited or sad about the new change and they’ll need someone to release all of this positive or negative energy upon. Just listen and be sure not to minimize their feelings. They’ll need an understanding ear throughout this adjustment.

Encourage Participation

While it’s always important for your children to focus on their schoolwork, they would also benefit by joining some sort of club, group or team. The sooner they make friends, the more settled they’ll feel.

Moving to a new Phoenixville school can be tough on your children, which in turn makes it tough on you.

If you can set aside the time to prepare for the first weeks, talk positively about their upcoming experiences and take the time to really listen to your children, then adjusting to the new environment can be a smooth transition for all.

For more helpful tips on adjusting to a new home and neighborhood, please feel free to contact your trusted mortgage professional today.

Quick Tips To Beat The Heat And Save On Your Electric Bill

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Beat The Heat With A Programmable ThermostatSummer always brings with it a hard choice: Do you turn down the thermostat to stay cool and resign yourself to high power bills? Or, do you sweat it out to save some dough?

If you’ve been struggling with this dilemma, don’t fret.

With a programmable thermostat, you can beat the heat and save money, too. They are easy to install and can save you over $100 a year.

The key is that they have different temperature settings for certain times of the day. The latest models can be self-installed, are easy to program and can be controlled over the Internet.

Save Energy

This is obviously the biggest perk. Not only are you helping the environment, you’re also helping your monthly budget.

You can preset the thermostat to adjust the temperature when you’re away from the house, so you’re using less energy. Then it can kick back on just before you arrive home.

Save Money

You’ll immediately see a difference in your utility bills when you set your programmable thermostat to turn off for eight-hour periods while you’re at work. Every little bit counts!

Save Yourself The Frustration

If you’re going to be home early from work or are arriving back from a week long vacation, don’t worry about coming home to a sweltering sauna of a house.

Most modern thermostats allow you to access their controls online through a computer, or even your smart phone. With the touch of a button, you’ll arrive to a perfectly comfortable home.

Save Even More

Below are a few tips to keep bills down and your thermostat running efficiently.

  • Make sure you place the thermostat away from air vents, open doorways and windows with direct sunlight.

  • Try to set temperatures for longer increments, such as when you’re at work or while you’re asleep.

  • Every time you hit the buttons you’re using more energy.

  • If your thermostat runs on batteries, change them once a year.

Don’t waste any more energy! Make the investment in a programmable thermostat and start saving this summer. The convenience and lower utility bills will make you glad you did.

For more tips on home maintenance and savings, reach out to your trusted mortgage professional today.

How To Bring More Natural Light Into Your Home

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How To Bring More Natural Light Into Your HomeOne of the biggest improvements that you can make to your home is to bring in more natural light.

Sunlight is a powerful mood enhancer and a home design that brings in a lot of natural light will automatically look and feel much more pleasant. Not only will it boost your mood, bringing in natural light will also increase the value of your home.

So how can you shed some light on your home’s interior?

Here are a few ways:

Add More Reflective Surfaces

Whenever you add a light and reflective surface to your home, you increase the number of times that daylight bounces around inside the room.

Try painting your ceilings and walls with light or off-white colours. Matte finishes are actually better than glossy surfaces, as they reflect light in all directions at once. Add some metal accents and some mirrors to the space, which will also reflect the light.

Move Your Furniture Around

Do you have furniture that is blocking natural light from coming in? Move your furniture away from the windows so that it will not get in the way of the sunlight streaming into your home.

Add A Glass Door

Is there anywhere in your home where you can exchange a solid door for one with glass in its design? This will allow the light to flow through the doorway and increase the feeling of brightness in your home.

There are plenty of glass doors with superb security features, so they will be just as safe as any other door. Also, if you have a yard or a patio to look out on, adding sliding glass doors will be a great way to let the light in and enjoy the view.

Expand Your Windows

Is it possible to increase the size of any of your windows? If yes, the windows on the south side of the house, will bring a significant amount of sunshine into the home.

Add A Skylight

Adding skylights to your home will bring a lot of natural light into the interior. Also, they are much more private than windows because anyone passing by will not be able to see through them. They also add overhead lighting, so that you will not need to use electricity during daylight hours.

These are just a few ways that you can let the sunshine in and bring more natural light into your Phoenixville home.

If you have any other home questions, please contact your trusted mortgage professional today.

5 Important Tips To Protect Your Home From Burglars When You Are Away

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5 Important Tips To Protect Your Home From Burglars When You Are AwayAny family would feel violated after coming home to a ransacked house. Burglars look for specific things when choosing a home to break into, and many homeowners are unknowingly inviting criminals through the front door.

Below are five ways you can avoid drawing the eyes of thieves and deter your home from becoming a target.

Beware Of Selling To Strangers

If you’re wanting to sell items on Craigslist or another internet-based classified ad website, attempt conducting your transactions outside of the home.

If you must meet at home, screen the person over the telephone to ensure that they are truly interested in the item you’re selling. Thieves have been known to make appointments just to check out your home.

Be Careful If You Tweet About It

Not all of your friends protect their social media information, or may not have the most virtuous acquaintances. If you share your upcoming vacation or big event, then a mischievous friend of a friend will know the perfect time to forcefully check out your home.

Learn how to limit your social media posts to only your trusted contacts.

Mind Your Trash

Be careful when it comes to taking out the garbage, especially around holidays. Criminals will drive around nice neighborhoods and specifically look for empty boxes of high-price items. Then all they have to do is wait for you to leave the house before they force their way in and nab the goods.

Break down boxes and conceal them in garbage bags or trashcans.

Prepare For Your Vacation

Make sure when you leave on vacation that you put a few lights on timers and have someone collect your mail. A home that is obviously vacant is every burglar’s dream.

And if you’re on an extended holiday, ensure you also hire someone to take care of the lawn – overgrown grass is a no-one-is-home indicator.

Secure The Safe

Just because you put your valuables in a safe doesn’t mean they’re secure. If the safe isn’t installed in a wall or bolted to the floor, then a burglar can just carry it through your front door. They can figure out how to break into it later.

Make the additional time investment to ensure your safe can’t walk out the door.

With a little common sense and by following the advice above, you’ll reduce the risk of your home being targeted by burglars. If you would like more information about keeping your King of Prussia home secure, please call your trusted real estate professional today.

What Are the Hot Home Decor Trends for 2013?

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Hot Home Decor Trends 2013Just like fashion designs and hair styles, home decor trends are constantly changing and evolving. Each new season brings a new must-have feature for your home.

In order to keep your home looking fresh and chic, what are the hot trends for 2013 that you can incorporate into your decor?

Here are a few ideas:

Bright Paint Colors

Vibrant (and even neon) hues are very popular in fashion at the moment and they also look really chic on your walls. If you are looking for a way to freshen up a dull room, a bright pop of color can really do the trick.

It doesn’t have to be overwhelming if you keep the rest of the room neutral and use the bright color as an accent.

Original Artwork

Decorating your home with unique and original works of art from funky local artists is a hot trend this year. You could find such pieces at a local art fair or on online craft auction websites.

You could also check out a local art school or university art program in your area, where you can buy some student artwork at cheap prices.

1920s Inspired Designs

With the Roaring 20s being revitalized on the silver screen in the show Boardwalk Empire and the film The Great Gatsby, designs from the 1920s are becoming more popular. Why not incorporate some gorgeous Art Deco furniture or decoration into your home?

Check out auctions to find authentic vintage pieces for cheap prices.

Simple Wood

Another hot trend for 2013 is unfinished exposed wood furniture, with a very natural texture and feel. These simple wood pieces give your home a natural beauty that compliments any color. It works well with neutral accents to give the home a very peaceful and welcoming atmosphere.

Stripes and Graphic Prints

Crisp patterns, graphic prints and stripes are popular at the moment in everything from fabrics to wallpaper to furniture. If you really want to make your home décor look cutting edge, incorporate some of these eye-popping graphic designs into your décor.

These are just a few of the hottest home décor trends of the year 2013. Which ones will you incorporate into the décor of your home?

For more information about buying or updating your Phoenixville  home, please contact your trusted mortgage professional today!

Can That Killer Home Theater Add Value To Your Home?

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Can A Killer Home Theater Add Value To Your HomeMany home owners dream of having a home theater – an entire room of the home dedicated to enjoying television and film. These rooms are usually equipped with a large flat screen television or projector, comfortable seats, mood lighting and perhaps even a bar or a snack fridge.

They are very comfortable and the perfect place to relax after a hard day. They are also lots of fun for entertaining, as you will be able to watch the big game or the hottest new release with your friends in style.

However, will spending the money on renovating your home to create a theater room be a smart investment? Does this type of home improvement add a lot of value to the property, or will it turn off potential buyers?

Buyers Interested In Tech-Equipped Homes

These days luxury home buyers are becoming much more tech-savvy and they are demanding more networked or ‘smart’ homes than ever before. They are looking for a house which is outfitted with the latest in technology, so a modern home theater will be a desirable selling point. If you are targeting your home to this luxury market, the home theater could give you an edge over the competition.

It is difficult to determine the amount that the home value is affected when you add a high tech home theater, but most real estate professionals will agree that when there are many houses for sale at any given time, the one with an impressive home theater room will be more likely to sell first.

Don’t Take Over Valuable Home Space

The only situation in which the home theater could detract from the value of the home is if it overpowers a medium sized or smaller home that just barely had enough space in the first place. If your home cannot spare the extra room, taking up a lot of space with a home theater will mean fewer bedrooms or living spaces and a potential decrease in value.

However, you might be able to get around this problem with clever solutions that allow you to conceal the home theater unless it is being used. You could hide the large screen behind specially designed cabinets and set up the furniture so that the room can be a living space when not in use as a theater.

Remember that a home theater system is something that will generally only increase the value of your home for certain buyers, as opposed to something like a bathroom renovation or a garage which will be valuable to almost every buyer.

To find out more about upgrades that affect the value of your King of Prussia home, contact your trusted home financing professional today.

Go Green By Faking It With Artificial Grass

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Go Green By Faking It With Artificial TurfThe summer heat is starting to take its toll on you and your thirsty lawn. Homeowners spend hundreds of dollars every summer striving to grow healthy grass and keep it green.

If you’re sick of trying to maintain a manicured lawn, then you can go green another way. Install artificial turf.

The Grass is Always Greener

Today’s artificial grass is made out of polypropylene, nylon, or polyethylene threads that are sewn into a mesh backing that allows for water drainage. This is then usually laid on top of compacted gravel and tied down at the perimeter.

Modern artificial lawns can mimic many varietals of grass and some even have a thatch layer to give it a more realistic look.

Sick Of Maintenance

Homeowners have many reasons for wanting to be free of their demanding lawns, such as high summer water bills and the constant use of pesticides. With a fake lawn, you won’t have to water, which is especially good for high-heat areas, you won’t have to mow and you can quit worrying about how the weather will affect it.

Considering The Costs

While installing artificial grass can cost a bit up front, it’ll be maintenance free for the next 15 to 20 years. You won’t have to worry about water bills, purchasing grass seed, buying fertilizer or getting gas for the lawnmower, which can add up to a couple hundred dollars every year.

Potential Drawbacks

While a maintenance-free yard does have some appeal, there are a few drawbacks to take into consideration. Fake lawns don’t absorb pet waste, so you have to hose them off regularly.

They can also heat up in direct sunlight. Planting shade trees will help with this issue. And, artificial lawns cannot be recycled, which is an issue that the industry is looking to remedy.

Saving water and reducing the use of pesticides is great for the environment. However, you have to like the look of artificial grass and make sure you’re ready for the investment.

If you’ve been considering going green by switching to year-round green grass, talk with a local installer for grass options and cost comparisons.

7 Smart Tips To Painting Your Own Home This Summer

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7 Smart Tips To Painting Your Own Home This SummerWinter may have taken a toll on your home’s exterior this year. You’ve been noticing the cracking paint for months, but you don’t want to shell out the big bucks to hire a professional painter.

Don’t fret! With the weather warming and the nice summer weekends, it’s the perfect time to tackle that project of painting your home.

While this might seem like an insurmountable task, especially if you have a multi-story home, it’s not. It just takes the right tools and a bit of hard work. Below are step-by-step instructions to having the outside of your house looking shiny and new.

Test For Lead

Homes built before 1978 could have used lead paint, so be careful if you have an older home. They make kits that test for lead paint. If your home tests positive, then ensure you take the necessary precautions to keep yourself and your neighbors safe.

Scrub It Up

You need to wash the exterior of your home before painting. Mildew thrives under new paint, so kill it with a solution of water and phosphate-free cleaner.

Scrape And Sand

Take a scraper to your home’s exterior to remove any peeling paint. Spraying water under the paint as you scrape helps speed up the process. Then sand down any rough spots, so that you have a smooth canvas.

Apply The Primer

Paint on the primer immediately after you’ve prepped the wood. This will provide and even base for your topcoat of paint.

Buy Some Caulk

You’ll need to caulk all the joints to prevent water penetration and air leakage. Plus, caulk does a great job of filling in blemishes in your siding.

Pick Out Your Paint

Choose a water-based latex paint. It’s easier than applying oil-based paints. However, if your home already has an oil-based paint, you’ll have to stay with it. Once you’ve selected your favorite paint color, just grab a brush or rent a sprayer to start painting your home.

Maintain your exterior.

Be sure to check your home annually for any potential problems. Replace cracked caulk, remove mildew and patch any peeling paint before it spreads.

Utilize the beautiful summer weekends to get started on painting your home. Understand that this process normally takes two weekends, so be patient. Plus, by not hiring a professional, you’ll save a significant sum of money and have bragging rights when you receive compliments on the condition of your home.